Voya Learn
As an employer offering workplace benefits, you understand the importance of providing ongoing financial education to your employees. This education is crucial in helping them recognize the value of your benefits offerings, while encouraging proactive engagement. At Voya, our mission is to support you in delivering education that empowers your employees to take control of their finances, builds confidence and helps work toward achieving financial wellness.
We recognize it is essential to provide initial and ongoing education to help your employees balance living for today while preparing for tomorrow so they can feel confident about the future along the way.
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Traditional educational seminars*
Our traditional sessions are 30-60 minutes and encourages audience participation.
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Virtual sessions
Our shorter presentations run around 30 minutes and are best for virtual meetings to keep your employees engaged.
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On-demand sessions
Our on-demand sessions allow your employees the opportunity to learn more, at a time that is most convenient to them.
Here is a list of educational topics to choose from:
Retirement planning
Topics | Description | Live sessions(in-person/virtual) | Spanish Live sessions(in-person/virtual) | On-demand videos(2-10 min.) | On-demand Spanish videos(2-10 min.) |
| Distribution options | This seminar reviews the various options available for managing retirement savings plans when leaving an employer. It covers important considerations for leaving the account as is, rolling it over to a new plan or IRA, withdrawing as a lump sum, and taking income distributions. The seminar aims to provide clear considerations to help individuals make informed decisions that align with their retirement goals and avoid unnecessary taxes and penalties. | X |
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| Envision and plan for your best retirement | This session covers essential strategies for envisioning and planning an ideal retirement. It reviews topics such as setting retirement goals, understanding the cost of retirement and exploring various savings options to help achieve financial security and confidence in retirement years. The seminar aims to provide participants with practical considerations to make informed decisions and help build a solid retirement plan. | X | X | X | X |
| Health care in retirement | This session reviews the critical aspects of planning for health care expenses in retirement. It covers the rising costs of medical care, the importance of budgeting for these expenses and the various coverage options available, including Medicare and supplemental insurance. The seminar aims to equip participants with the knowledge and tools needed to effectively manage health care costs in retirement. | X |
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| Investing 101 | This seminar reviews the fundamental principles of investing, aiming to simplify complex concepts and help participants build a solid investment strategy. It covers key topics such as asset classes, risk management and time horizons, providing key considerations on creating a diversified portfolio and making informed investment decisions. The seminar is designed to empower participants with the knowledge and confidence to start their investment journey. | X | X | X | X |
| Investing 201 | This session covers advanced strategies for evaluating and balancing investment portfolios. It reviews key steps for developing an investment plan, including the use of portfolio analysis tools and resources to make informed decisions. The seminar aims to provide participants with a deeper understanding of investment strategies to help them achieve their financial goals. | X |
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| Nearing retirement | This seminar reviews the 10 essential steps to consider when approaching retirement. It covers topics such as setting retirement goals, organizing finances, estimating expenses, and understanding Social Security and health care options in retirement. The seminar aims to provide participants with practical tips and tools to confidently prepare for their future retirement. | X |
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| Retirement goals over 40 | This session reviews essential steps for individuals over 40 to help achieve their retirement goals. It covers setting a retirement savings goal, checking progress, planning for income in retirement and getting help from a financial professional to help ensure confidence in their financial future. The seminar aims to provide participants with key considerations to help make informed decisions and build a solid retirement plan. | X | X | X | X |
| Retirement goals under 40 | This seminar reviews essential strategies for individuals under 40 to start planning for their retirement. It covers topics such as setting future goals, balancing savings with debt and making the most of workplace retirement plans. The seminar aims to provide participants with practical tips to help build a strong financial foundation for their future retirement. | X | X | X | X |
| Retirement income planning | This session covers how to convert retirement savings into a steady income stream during retirement. It reviews various income sources, including Social Security, retirement accounts, and personal savings, and provides tips on managing expenses and identifying potential income gaps. The seminar aims to equip participants with the knowledge and tools needed to feel confident throughout their retirement years. | X | X | X | X |
| Retirement planning for women | This seminar reviews key considerations for women when planning for retirement. It covers topics such as understanding unique financial challenges, setting and prioritizing financial goals and strategies for growing and monitoring savings to help ensure a confident retirement journey. The seminar aims to empower women with the knowledge needed to take control of their financial future. | X |
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| Social Security basics | This session reviews the fundamental aspects of Social Security, including when and how to claim benefits. It covers the importance of understanding Social Security statements, the impact of claiming benefits at different ages, and strategies to maximize benefits. The seminar aims to provide participants with the knowledge to make informed decisions about their Social Security benefits. | X |
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| Social Security advanced | This seminar provides an in-depth look into making informed Social Security decisions. It covers key topics such as understanding Social Security statements, debunking common myths, and exploring the best strategies for claiming benefits based on individual circumstances. The seminar aims to equip participants with the knowledge needed to maximize their Social Security benefits, so they feel confident in retirement. | X |
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| Stay the course | This session provides valuable insights on navigating market volatility during uncertain times. It covers essential topics such as understanding market fluctuations, coping with investment stress and strategies for maintaining a long-term investment focus. | X |
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| Saver’s tax credit | This presentation reviews how individuals with low to moderate incomes can take advantage of the Saver’s Tax Credit to reduce their tax bill while saving for retirement. It provides information on eligibility, contribution limits and the steps needed to claim the credit, helping participants maximize their savings. | X |
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Protection
Topics | Description | Live sessions(in-person/virtual) | Spanish Live sessions(in-person/virtual) | On-demand videos(2-10 min.) | On-demand Spanish videos(2-10 min.) |
| Beneficiaries | Learn about the importance in naming a beneficiary for life insurance and retirement accounts. | X | |||
| Disability income insurance | Disability income insurance provides benefits to replace part of a paycheck when an individual is injured or ill and can’t work. This video reviews the importance of disability insurance and the different types of coverage available. |
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| Estate planning | This session reviews the essential aspects of estate planning, including the importance of having a will, appointing an executor and organizing important documents. It provides practical tips on naming beneficiaries, setting up trusts and ensuring assets are distributed according to an individual’s wishes. The seminar aims to empower participants with the knowledge needed to leave a lasting legacy for their loved ones. | X |
| X | |
| Health Savings Account (HSA) | A Health Savings Account (HSA) can help you save for qualified medical expenses today and in retirement. This video will share important benefits and considerations of HSAs and how they can be a key vehicle for health care savings. | X | |||
| Open enrollment | Open enrollment is a time period in which individuals can choose or change their employer offered benefits. This video will cover important things to consider when selecting benefits, such as in-network providers, out-of-pocket costs and HSAs. |
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| Protection | This seminar reviews the importance of understanding and securing various types of insurance coverage to protect individuals and their future. It covers essential topics such as health insurance, disability insurance, critical illness insurance, life insurance, and long-term care insurance, providing practical tips on making informed decisions to ensure financial security for individuals and their loved ones. The seminar aims to empower participants with the knowledge and tools needed to achieve financial wellness. | X | X | X | X |
Financial wellness and family finances
Topics | Description | Live sessions(in-person/virtual) | Spanish Live sessions(in-person/virtual) | On-demand videos(2-10 min.) | On-demand Spanish videos(2-10 min.) |
| Building a budget | This session covers the essential steps to creating an effective budget. It includes tips on setting specific and realistic financial goals, prioritizing expenses, and using the 50/30/20 rule to allocate income toward needs, wants and savings. The seminar also provides tips on tracking expenses, building an emergency fund and understanding the importance of financial wellness. | X |
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| College planning | This session reviews the importance of planning ahead for college expenses and explores various options for saving, including 529 plans, Coverdell ESAs and other investment accounts. It provides practical considerations on estimating costs, understanding financial aid and making informed decisions to maximize savings and minimize debt. The seminar aims to empower participants with the knowledge and tools needed to effectively plan for their children’s education. | X |
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| Emergency savings | This presentation reviews strategies for building an emergency savings fund to prepare for unexpected expenses. It emphasizes the importance of creating a financial cushion of 3-6 months’ worth of living expenses and offers considerations on how to save regularly, track spending and find extra ways to save. The seminar aims to empower participants with the knowledge and tools needed to help be prepared for any future emergencies. | X | X | X | X |
| Foundation of Financial Wellness | This seminar covers the six foundational pillars of financial wellness, including protection, spending and saving, emergency savings, retirement, debt management, and other financial goals. It provides practical tips on establishing good money habits, creating a budget, building an emergency fund, and planning for retirement to help participants achieve financial confidence and well-being at every stage of life. The seminar aims to empower participants with the knowledge and tools needed to make informed financial decisions and help improve their overall financial health. | X | X | X | X |
myOrangeMoney® *IMPORTANT: The illustrations or other information generated by the calculators are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. This information does not serve, either directly or indirectly, as legal, financial or tax advice and you should always consult a qualified professional legal, financial and/or tax advisor when making decisions related to your individual tax situation. | This presentation highlights the benefits of using the myOrangeMoney® tool to help visualize estimated future retirement savings. myOrangeMoney is an interactive, educational experience that helps individuals identify potential retirement income shortfalls and understand the steps to take today to help their secure financial future. This session reviews the features of myOrangeMoney and how visualizing small changes today can potentially make a big impact for the future. | X |
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| Other financial goals | This seminar reviews strategies for creating a personal savings plan to achieve various financial goals beyond retirement. It covers practical steps such as setting goals, tracking spending, determining savings amounts and automating savings to help participants build a solid financial foundation. The seminar aims to empower participants with the knowledge to save for significant life events like buying a house, a new car or a dream vacation. | X | X | X | X |
| Personal financial basics | This presentation covers the fundamental aspects of managing day-to-day financial decisions. It reviews essential topics such as budgeting, saving, managing debt and understanding different types of bank accounts. The seminar aims to provide participants with practical steps and considerations to build a strong financial foundation. | X |
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| Prioritizing debt | This session reviews strategies for effectively managing and eliminating debt. It covers essential steps such as creating a budget, prioritizing high-interest debt and finding ways to reduce expenses. The seminar aims to provide participants with practical tips to help achieve financial stability. | X | X | X | X |
| Retirement account experience | This session reviews the online account experience offered by Voya. It provides an overview of the personalized online experience, giving employees a comprehensive view of their full financial picture, insights on spending and savings, budgeting, financial wellness, access to their retirement accounts and more. | X |
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| Seasonal tips: 5 things to do now | This session provides practical steps to help individuals organize and manage their finances effectively. It covers essential actions such as creating a budget, establishing an emergency fund, checking in on retirement savings and more. | X | X | X |
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| Seasonal tips: 5 tips for end of year finances | This seminar reviews five essential tips for managing your finances at the end of the year. It covers topics such as adjusting budgets, reviewing beneficiaries, checking in on retirement savings, rebalancing investment portfolios and making the most of charitable giving. The seminar aims to provide participants with practical tips to finish the year strong. | X | X | X |
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| Seasonal tips: 6 steps for a mid-year check-in | This session reviews six essential steps for a mid-year financial check-in. It covers topics such as revisiting budgets, checking in on retirement savings, reviewing investments, protecting accounts and identity, checking credit scores, and setting and revisiting financial goals. The seminar aims to provide participants with considerations to stay on track throughout the year. | X | X | X |
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| Seasonal tips: 6 tips for spring cleaning your finances | This presentation highlights six essential tips for organizing and improving financial health. It covers creating a budget, trimming expenses, paying down debt, establishing an emergency fund, saving for the future, and setting other financial goals. The seminar aims to provide participants with key steps to help achieve financial wellness. | X | X | X |
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| Spending and saving | This presentation provides practical insights on managing finances effectively. It covers essential topics such as establishing good money habits, building a realistic budget and setting financial goals to enhance overall financial wellness. | X | X | X | X |
* Minimum attendance for in-person sessions may apply. Not all plans offer traditional educational seminars. Voya’s initial and ongoing enrollment and education services include virtual meetings for all plans. On-site meeting support will be provided based on your plan characteristics (assets and participant count) and proximity to a Voya Education Specialist. Virtual and/or on-site meetings are available in English and/or Spanish (where applicable) during Voya’s normal business hours.
This material is provided for your education only through the Voya® family of companies. This information is not intended to provide legal, tax or investment advice. All investments are subject to risk. Please consult an independent tax, legal or financial professional for specific advice about your individual situation.
Products and services offered through the Voya® family of companies.
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