Voya Advice & Guidance
Voya offers a comprehensive suite of in-plan and out-of-plan advice & guidance solutions designed to help your clients chart their best path forward to achieve their financial goals.
Our position as an industry leader and our approach to transforming financial care in the workplace sets us apart. With our Advice & Guidance solutions, we’ve taken the next step in extending support for your clients, offering education, point-in-time advice, and professional management to help you build trust and deepen relationships.
Voya can work with you on solutions that complement the value you bring as an advisor. Let us help you grow your business and help your clients feel more financially confident, now and in the future.
Voya Select Advantage Advisory IRA
This Mutual Fund Custodial Account is a streamlined platform giving you an effective means of offering clients your investment advisory services and ongoing monitoring. This is a cost-efficient solution with minimal fees generally limited to the advisor fee, fund fees and annual recordkeeping fee of 0.25%.*
- No front-end loads
- No back-end fees
- No transaction charges
- No deferred sales charges
- No transfer-out fees
*Accounts with values less than $15,000 will incur a $50 annual maintenance fee.
Voya Investor Channel Unified Managed Account (UMA)
The Voya Investor Channel UMA is a professionally managed account solution that provides your clients with access to a variety of sleeves created by multiple strategists. This allows the Investment Advisor Representative (IAR) and client to have the flexibility to choose one strategy or a combination of strategies to meet their client's investment goals and align it to the level of risk their client is comfortable with.
Managed Accounts
With Voya Retirement Advisors (VRA) as your registered investment adviser, our managed accounts program offers an integrated model through single sign-on and support services. Voya also offers Advisor Managed Accounts through Registered Investment Advisor firms and through your Qualified Diversified Investment Alternative (QDIA) in the form of a single or dual QDIA.4
Ready to take the next step? Let's connect.
Hours: 8 a.m. to 9 p.m. ET Monday - Friday
866-481-3653, Option 4
Hours: 8 a.m. to 9 p.m. ET Monday - Friday
866-481-3653, Option 4
1 2022 Morningstar Report – “The Impact of Managed Accounts on Participant Savings and Investment Decisions." In the study, "off-track" is defined as a projected retirement income of less than 70% of their salary at the time they opted into the Morningstar service. These outcomes will not be representative of each individual participant's experience with a managed accounts service. Actual results may differ substantially and could include an individual client incurring a loss or having less income in retirement.
2 Kantar Added Value, Brand Tracking Study, Age 45-64, HHI $75K+, 1/4/21-1/2/22.
3 Voya Financial Consumer Insights & Research survey, March 2023
4 Advisory Services provided by Voya Retirement Advisors, LLC (VRA). For more information, please read the Voya Retirement Advisors Disclosure Statement, Advisory Services Agreement and your plan's Fact Sheet. VRA is a member of the Voya® family of companies.
Some plan services may not be available to all plans, due to plan type or size. Each plan must consider the appropriateness of the investments and plan services offered to its participants. Participants will be charged a fee for certain services.
Financial education provided in person or over the phone is provided by registered representatives of Voya Financial Advisors, Inc. (member SIPC).
Onsite and Voya Learn education is provided by registered representatives of Voya Financial Partners, LLC (member SIPC) or Voya Financial Advisors.
Financial planning and investment advisory services offered for assets outside of the employer sponsored plan are provided by investment adviser representatives of Voya Financial Advisors.
In-plan advisory services may not be available to all plans and vary based on plan type and size. Advice options are provided by Voya Retirement Advisors, LLC.
Voya Financial Advisors, Voya Financial Partners, and Voya Retirement Advisors are members of the Voya® family of companies.
Advisor Managed Accounts is offered by Morningstar Investment Management LLC and is intended for citizens or legal residents of the United States or its territories. The portfolios available through Advisor Managed Accounts are created by an investment adviser (the “IA”) chosen by a plan sponsor. Morningstar Investment Management LLC, a registered investment adviser and subsidiary of Morningstar, Inc., is responsible for participant portfolio assignment from those portfolios created by the IA. The IA is not affiliated with Morningstar Investment Management and Morningstar Investment Management is not responsible for the portfolios the IA creates. The IA is not responsible for the portfolio selection made by Morningstar Investment Management, nor for other recommendations made by Morningstar Investment Management through Advisor Managed Accounts. Investment advice delivered by Morningstar Investment Management is based on information provided and limited to the investment options available in each retirement plan. Projections and other information regarding the likelihood of various retirement income and/or investment outcomes are hypothetical in nature, do not reflect actual results, and are not guarantees of future results. Results may vary with each use and over time.
Morningstar Investment Management and Morningstar, Inc. are not affiliated with the Voya family of companies.
Voya Institutional Trust Company is the custodian for mutual fund custodial accounts distributed by Voya Financial Partners LLC (member SIPC) or other broker-dealers or registered investment advisers with which it has a wholesaling or selling agreement. Recordkeeping services provided by Voya Retirement Insurance and Annuity Company (Windsor, CT). All named companies are members of the Voya® family of companies.