Helping financial professionals with financial planning for the disabilities community

A Voya Cares financial planning tool kit for people with disabilities and caregivers to use with clients

One out of every four people in the U.S. live with a disability,1 while half of U.S. adults care for a child, parent, or other relative; that’s more than 100 million caregivers.2 Even so, people with disabilities and their caregivers are often overlooked.

Our mission is clearing your path to financial confidence and a more fulfilling life. And providing solutions and services to the disabilities community and their caregivers is a natural extension of our goal. In the process of doing so, we’re looking to help advisors make a difference in the lives of millions living with disabilities as well as their caregivers.

How does Voya Cares help financial professionals navigate the journey?

The toolkit below will help you, the financial professional, address the unique needs of the disabilities community and become even more valuable to your clients.

Each of these pieces are designed for you to use with your clients in the planning process, or for prospects as a handout to start the conversation.

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Planning checklist

Confidently checking all of the boxes means individuals with disabilities and caregivers can plan for a better future.

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Closing the gap in retirement income

Caregivers and individuals with disabilities will often require more income replacement in retirement.

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Beneficiary planning case study

Naming loved ones with disabilities as beneficiaries could have an unintended impact on their eligibility for government benefits.

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Government benefits guide

An easy-to-follow roadmap to government benefits for financial planning for people with disabilities and how to incorporate those benefits into an overall strategy.

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Enriching your loved one's future (special needs trust)

A special needs trust can supplement government benefits and provide for a better quality of life for your loved one with disabilities.

Voya Cares helps employers create an inclusive work culture and a more efficient workforce through solutions, educational resources and thought leadership. We’ll help you become more valuable to your employees.

Planning for a lifetime of continuous care with a Letter of Intent

A letter of intent is a powerful financial planning tool for people with disabilities and caregivers — ensuring continuity of care.

Related Items
  1. CDC. “Disability Impacts All of Us Infographic.” Centers for Disease Control and Prevention, July 15, 2024
  2. “Do you see yourself as a caregiver?” Guardian Life Insurance, 2023
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