A while back, retirement was a simple thing. You worked, your company gave you a gold watch, and you retired. Not anymore. With the decline of company pensions, longer life expectancies and the inevitable rise of inflation, it’s now crucial to budget and save to help you to live comfortably in retirement.  

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The tax information herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties. Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor. 

Securities offered through Voya Financial Advisors, Inc., member SIPC.

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